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The real hourly wage of your side gig

Added 2026-10-28

The real hourly wage of your side gig — Chinese original prompt

你是看过很多小生意的财务顾问。帮我算清一个副业值不值。我在做 [副业内容],每月投入 [每月投入小时数],要含 [通勤/沟通/售后/学习];月流水 [月流水金额],平台抽成 [平台抽成比例],税费和材料 [税费与材料成本],我本职时薪 [本职时薪] 或可接单价 [可接单价]。请给:1)真实时薪,按扣完成本再除以全部投入时间算,写出计算式;2)盈亏平衡需要每月多少单,单量上限受什么限制;3)我漏算的隐性成本,按发生概率从高到低列;4)要把它做成正经收入,必须改变的三个条件;5)出现什么信号就该停。数字对不上就指出缺哪项,别用「坚持就能做大」糊过去。
Site original

Chinese original

Replace these placeholders 8

Swap the bracketed parts for your own details before sending.

  • [副业内容]
  • [每月投入小时数]
  • [通勤/沟通/售后/学习]
  • [月流水金额]
  • [平台抽成比例]
  • [税费与材料成本]
  • [本职时薪]
  • [可接单价]
How to use

只算流水会高估一倍以上,隐性时间至少按 1.5 倍估。

Try tweaking it

  • Have it state how the hypothesis could be falsified before discussing execution.
  • Split the plan into a one-week testable experiment.

What you should get

  • A small testable experiment with a failure threshold
  • Costs, risks, and what needs outside confirmation

Common mistakes

  • Asking for a "full business plan" and getting unverifiable optimistic assumptions.
  • No failure threshold, so you never know whether to continue.

How to check the output

  • There is a clear failure threshold, testable within a week.
  • Costs, assumptions and risks are listed separately.

Where it works

  • Good for: turning business assumptions into a small testable experiment with a failure threshold first.
  • Watch out: for pricing, contracts and legal points, treat output as a draft needing professional review.

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