Monthly Family Budget Split
Added 2026-10
Monthly Family Budget Split — Chinese original prompt
家庭税后月收入约 [金额]，固定支出有 [房贷／房租、保险、学费等及金额]，目前几乎存不下钱。请把支出分成固定、弹性、储蓄三块，给出一个可执行的分配比例，并指出弹性支出里最该先动的三项。不要推荐任何投资产品。仅作参考，需结合家庭实际情况调整。
Site original
Chinese original
Example
Sample input
家庭税后月入 2.2 万，房贷 8 千、保险 1 千、孩子学费 2 千，几乎存不下钱。
The output should include
- 分成固定、弹性和储蓄三块
- 给一个能照着执行的分配比例
- 仅作参考，不推荐任何投资产品
Replace these placeholders 2
Swap the bracketed parts for your own details before sending.
[金额][房贷／房租、保险、学费等及金额]
How to use
先按三个月平均流水填数，别用「大概」估固定支出。
Try tweaking it
- Ask for a checklist and timeline, marking which parts need a professional.
- Replace "what should I do" with "which three things first, and when".
What you should get
- An ordered action list with deadlines
- What must be confirmed with a professional or official channel
Common mistakes
- Using it as the doctor or lawyer and acting on the answer directly.
- Taking a single conclusion without asking about preconditions or real costs.
How to check the output
- It gives an order of steps and a decision deadline.
- It flags what must be confirmed with a doctor, lawyer or official channel.
Where it works
- Good for: turning everyday decisions into checklists and timelines, flagging what needs a professional.
- Watch out: health, insurance and legal output is reference only — confirm with a doctor, broker or lawyer.