AI / Analysis & Decision Making

Which Debt to Pay First

Which Debt to Pay First — Chinese original prompt

我有这些债务：[各笔金额、利率、还款方式、逾期情况]，每月可用于还款[金额]。请对比「先还高利率」和「先还小额清账」两种策略，分别算出总利息和清完时间；指出哪笔的逾期成本最高；给一份12个月的还款顺序表，标出哪个月现金最紧。仅作参考，需专业复核。