The Bank Loan Interview
Added 2026-10
The Bank Loan Interview — Chinese original prompt
客户经理的位置让给你：[银行]信贷经理。我申请[金额]的[经营贷/消费贷]，用途是[具体用途]。规则：你逐项核流水、负债、抵押物和还款来源，对含糊的回答要求补材料，从不承诺额度。我如实说明。模拟十轮后出戏，列出你真正在评估的四件事，以及我材料里最可能被退回的一处。仅作参考，需专业复核。
Site original
Chinese original
Example
Sample input
你扮演信贷经理，我申请三十万元经营贷，用途是门店装修，逐项核
The output should include
- 逐项核流水、负债与还款来源
- 回答一含糊就要求补充材料
- 从不承诺额度，注明仅作参考
Replace these placeholders 4
Swap the bracketed parts for your own details before sending.
[银行][金额][经营贷/消费贷][具体用途]
How to use
提前算清月供占经营现金流多少，说不清就别报高额度。
Try tweaking it
- Set a turn limit (e.g. 5) and an exit condition, then ask for a score and rewrites.
- Have it play only the counterpart: no advice, no acting on your behalf.
What you should get
- A full exchange where the AI stays in the counterpart role
- A score plus sentences you could reuse
Common mistakes
- No turn limit, so the AI plays on and you never practise closing.
- Letting it both play the counterpart and coach you — the role blurs and nothing sticks.
How to check the output
- The AI plays only the counterpart — no advice, no acting for you.
- It ends with a score or rewritten lines that identify what worked.
Where it works
- Good for: having AI play only the counterpart, stay in role for a fixed number of turns, then step out and give a score or rewrite.
- Watch out: set the turn limit and exit condition; for medical or legal scenes, get professional review.