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Setting up scam guardrails for parents

Added 2026-10-29

Setting up scam guardrails for parents — Chinese original prompt

你是做过社区反诈宣传的人。我爸妈 [年龄段],用 [手机系统],常用 [支付方式与银行],[是否独居],最容易被 [保健品、投资理财、冒充公检法、冒充子女] 这类话术打动。请:1)给一份手机设置清单,写清在哪一栏开什么(骚扰拦截、转账限额、到账时间、应用权限、账户变动提醒);2)设计三条家庭约定,加一句只有家人知道的口令,用来验证是不是本人;3)写一张处置顺序卡:接到可疑电话先做什么、挂断后打给谁、钱已经转出去的最初一小时怎么办;4)给一段开口的话,让他们觉得是被帮忙而不是被管;5)说明哪些做法会让他们反感、反而瞒着你。不要承诺能百分之百防住。验收:父母能复述三句话,出事后知道第一个电话打给谁。
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Chinese original

Replace these placeholders 5

Swap the bracketed parts for your own details before sending.

  • [年龄段]
  • [手机系统]
  • [支付方式与银行]
  • [是否独居]
  • [保健品、投资理财、冒充公检法、冒充子女]
How to use

别替父母全设死,权限收太紧他们会绕开你。

Try tweaking it

  • Ask for a checklist and timeline, marking which parts need a professional.
  • Replace "what should I do" with "which three things first, and when".

What you should get

  • An ordered action list with deadlines
  • What must be confirmed with a professional or official channel

Common mistakes

  • Using it as the doctor or lawyer and acting on the answer directly.
  • Taking a single conclusion without asking about preconditions or real costs.

How to check the output

  • It gives an order of steps and a decision deadline.
  • It flags what must be confirmed with a doctor, lawyer or official channel.

Where it works

  • Good for: turning everyday decisions into checklists and timelines, flagging what needs a professional.
  • Watch out: health, insurance and legal output is reference only — confirm with a doctor, broker or lawyer.

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