Saying No to a Relative's Loan Request
Added 2026-10
Saying No to a Relative's Loan Request — Chinese original prompt
亲戚 [关系] 开口借 [金额]，用途是 [说明]，我的情况是 [能借或不能借、顾虑]。请给三档回应：①完全不能借，把原因放在自己的现金流上，不评价对方；②能借一小部分，写清上限、用途限定、还款时间怎么提；③不借钱但出力，比如帮找信息、帮跑手续。每档一段可直接发微信的话，控制在 100 字内。
Site original
Chinese original
Example
Sample input
亲戚开口借十万，用途是开店周转，我手头紧但不想伤和气，给三档回应。
The output should include
- 三档各写一段能直接发的话
- 不借的理由放在自己现金流
- 能借就写清上限与还款时间
- 每一段都控制在一百字以内
Replace these placeholders 4
Swap the bracketed parts for your own details before sending.
[关系][金额][说明][能借或不能借、顾虑]
How to use
借出去的钱按可能不还来做预算，超过这个数的都别借。
Try tweaking it
- Ask for a checklist and timeline, marking which parts need a professional.
- Replace "what should I do" with "which three things first, and when".
What you should get
- An ordered action list with deadlines
- What must be confirmed with a professional or official channel
Common mistakes
- Using it as the doctor or lawyer and acting on the answer directly.
- Taking a single conclusion without asking about preconditions or real costs.
How to check the output
- It gives an order of steps and a decision deadline.
- It flags what must be confirmed with a doctor, lawyer or official channel.
Where it works
- Good for: turning everyday decisions into checklists and timelines, flagging what needs a professional.
- Watch out: health, insurance and legal output is reference only — confirm with a doctor, broker or lawyer.