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Prepaid Card Risk Check

Added 2026-10

Prepaid Card Risk Check — Chinese original prompt

我想办 [商家类型] 的预付卡,充 [金额] 送 [赠送],有效期 [时长],我的使用频率约 [次数]。请算一下实际折扣,并列出跑路风险的判断信号(经营年限、场地租约、员工流动、是否连锁),给出建议充值上限的计算方式。仅作参考,需自行核实商家资质。
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Chinese original

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Example

Sample input

想办一家洗车店的预付卡,充两千送五百,有效期两年,我大概一个月去两次。

The output should include

  • 算出实际折扣与有效期内的次数
  • 列跑路风险信号与充值上限算法
  • 仅作参考,需自行核实商家资质

Replace these placeholders 5

Swap the bracketed parts for your own details before sending.

  • [商家类型]
  • [金额]
  • [赠送]
  • [时长]
  • [次数]
How to use

充值优先小额多次,别为了赠品一次充到上限。

Try tweaking it

  • Ask for a checklist and timeline, marking which parts need a professional.
  • Replace "what should I do" with "which three things first, and when".

What you should get

  • An ordered action list with deadlines
  • What must be confirmed with a professional or official channel

Common mistakes

  • Using it as the doctor or lawyer and acting on the answer directly.
  • Taking a single conclusion without asking about preconditions or real costs.

How to check the output

  • It gives an order of steps and a decision deadline.
  • It flags what must be confirmed with a doctor, lawyer or official channel.

Where it works

  • Good for: turning everyday decisions into checklists and timelines, flagging what needs a professional.
  • Watch out: health, insurance and legal output is reference only — confirm with a doctor, broker or lawyer.

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