One-Page Family Balance Sheet
Added 2026-10
One-Page Family Balance Sheet — Chinese original prompt
根据 [资产清单：账户、房产、保单、投资] 和 [负债清单：余额、利率、月供、到期时间]，做一页家庭资产负债表。资产按「随时可取／三个月内可取／长期」三档排，负债按利率从高到低排。最后算出净值、可动用现金和负债率，并用一句话指出最脆弱的一环。
Site original
Chinese original
Example
Sample input
这是家里的资产清单和负债清单，含账户、房产、保单和几笔贷款。做一页资产负债表，资产按可取现速度分三档。
The output should include
- 资产三档、负债按利率高低排
- 算出净值、可动用现金与负债率
- 仅作参考，需专业理财确认
Replace these placeholders 2
Swap the bracketed parts for your own details before sending.
[资产清单：账户、房产、保单、投资][负债清单：余额、利率、月供、到期时间]
How to use
负债别只写月供，把利率和到期日一起写进去才有用。
Try tweaking it
- Ask for a checklist and timeline, marking which parts need a professional.
- Replace "what should I do" with "which three things first, and when".
What you should get
- An ordered action list with deadlines
- What must be confirmed with a professional or official channel
Common mistakes
- Using it as the doctor or lawyer and acting on the answer directly.
- Taking a single conclusion without asking about preconditions or real costs.
How to check the output
- It gives an order of steps and a decision deadline.
- It flags what must be confirmed with a doctor, lawyer or official channel.
Where it works
- Good for: turning everyday decisions into checklists and timelines, flagging what needs a professional.
- Watch out: health, insurance and legal output is reference only — confirm with a doctor, broker or lawyer.