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Documents Needed for an Insurance Claim

Added 2026-10

Documents Needed for an Insurance Claim — Chinese original prompt

我要为 [出险类型,如住院或意外或车损] 申请 [险种] 理赔,保单是 [产品类型]。请列一张材料清单,表头分材料名称、由谁开具、拿到要几天、是否必须原件;再单独标出最容易漏的三项,比如费用明细、诊断证明盖章、事故证明,并给替代办法;最后按办理顺序排成可打勾的清单。仅作流程参考,以保险公司要求为准。
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Chinese original

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Example

Sample input

我要为一次住院申请医疗险理赔,保单是百万医疗,列一张材料清单。

The output should include

  • 表头分材料、开具方、天数、原件
  • 标出最容易漏掉的那三项材料
  • 给替代办法并按办理顺序排
  • 仅作流程参考,以保险公司为准

Replace these placeholders 3

Swap the bracketed parts for your own details before sending.

  • [出险类型,如住院或意外或车损]
  • [险种]
  • [产品类型]
How to use

所有票据先拍照存档再交原件,补开通常要跑两三趟。

Try tweaking it

  • Ask for a checklist and timeline, marking which parts need a professional.
  • Replace "what should I do" with "which three things first, and when".

What you should get

  • An ordered action list with deadlines
  • What must be confirmed with a professional or official channel

Common mistakes

  • Using it as the doctor or lawyer and acting on the answer directly.
  • Taking a single conclusion without asking about preconditions or real costs.

How to check the output

  • It gives an order of steps and a decision deadline.
  • It flags what must be confirmed with a doctor, lawyer or official channel.

Where it works

  • Good for: turning everyday decisions into checklists and timelines, flagging what needs a professional.
  • Watch out: health, insurance and legal output is reference only — confirm with a doctor, broker or lawyer.

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