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Allocating Your Annual Bonus

Added 2026-10

Allocating Your Annual Bonus — Chinese original prompt

年终奖到手 [金额],家庭固定月支出 [金额],现有负债月供 [金额]。请给一份分配单:先列必须留出的部分,再按用途分档并写清比例与金额;然后给保守、均衡、进取三个方案,各写一句适用情形。不要推荐具体投资产品。
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Chinese original

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Example

Sample input

年终奖到手八万,家庭固定月支出一万二,现有负债月供四千五。给一份分配单,先列必须留出的部分。

The output should include

  • 先扣掉必需项再按用途分档
  • 三个方案各自写清适用情形
  • 不推荐具体产品,仅作参考

Replace these placeholders 1

Swap the bracketed parts for your own details before sending.

  • [金额]
How to use

分配单写下来贴冰箱,比记在脑子里管用得多。

Try tweaking it

  • Ask for a checklist and timeline, marking which parts need a professional.
  • Replace "what should I do" with "which three things first, and when".

What you should get

  • An ordered action list with deadlines
  • What must be confirmed with a professional or official channel

Common mistakes

  • Using it as the doctor or lawyer and acting on the answer directly.
  • Taking a single conclusion without asking about preconditions or real costs.

How to check the output

  • It gives an order of steps and a decision deadline.
  • It flags what must be confirmed with a doctor, lawyer or official channel.

Where it works

  • Good for: turning everyday decisions into checklists and timelines, flagging what needs a professional.
  • Watch out: health, insurance and legal output is reference only — confirm with a doctor, broker or lawyer.

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